Bluecrystal Financial Services

Authorised Financial Services Provider

All Risk Section (Portable Possessions)

All Risk insurance for portable possessions is a vital part of your personal insurance. The minute we leave our residence anything that we have with us may not be covered by our house contents policy so speak to us about your portable possessions so that we can ensure that you are correctly covered.

As soon as you leave your residential premises, the belongings that you have with you are only insured if they are specified under the All Risks section of your policy. You can elect to specify an amount for Clothing and Personal Effects and use this as a blanket cover but it will only cover clothing and personal effects (ie; not electronic equipment) and you will only be able to claims up to a limited amount per item. Items for example, Cell phones, Laptops, I-pads, GPS, I-pods, Jewellery etc. should be specified under your all risk section at an additional premium.